Non-Profit and Social Services Coverage
Source: Philadelphia Insurance Companies
Social & Human Services package policy is a package of
insurance
uniquely designed to fulfill a wide range of special insurance
needs
for the Non-Profit Social Service Sector as defined under IRS
Code 501 (C) 3.
Social & Human Services package policy is a package of
insurance
uniquely designed to fulfill a wide range of special insurance
needs
for the Non-Profit Social Service Sector as defined under IRS
Code 501 (C) 3.
Philadelphia Insurance Companies Coverage Features Include:
Liability:
- Comprehensive General Liability - Limits to $3,000,000.
- Premises Liability
- Personal Injury Liability
- Employee Benefits Liability
- Employees and Volunteers as Additional Insureds
- Coverage for Fund-Raising Events
- Professional Liability (Occurrence or Claims Made Form)
- Umbrella Liability - $10,000,000
- Blanket Limits up to $20,000,000
- All Risk on Building, Contents, Loss of Income and Extra Expense
- Water Backup of Sewers and Drains or Sumps - $25,000
- Sign Coverage - No Limitation
- Glass Coverage - No Limitation
- Ordinance & Law Coverage - Included up to Building Limit
- Spoilage Coverage - $25,000
- Agreed Amount Endorsement available with property appraisal
- Owned Automobiles
- Non-Owned Automobile Exposure
- Hired Automobiles
- Volunteers as Additional Insureds
- Hired Car Physical Damage
- Rental Reimbursement for Private Passenger Vehicles
- Employee Dishonesty(Blanket Fidelity)
- Theft, Disappearance and Destruction
- Forgery or Alteration
- Theft, Disappearance and Destruction
- Specifically designed for Non-Profit Organizations
- True entity coverage
- Spousal coverage
- Coverage for defense costs for any actual or alleged breach of contract agreements, except breach of employment contract claims - $25,000
- Coverage available for breach of employee contract claims
- Primary limits up to $5,000,000 with excess limits available
- Completed and signed Philadelphia Insurance Companies application
- Completed ACORD application
- Photographs of your location(s)
- Brochures or other information about your organization
- Loss runs from your current insurance company for previous 3 years