Internet Rating Program

Insurance Companies are under pressure to enter new markets, reduce time for policy delivery, reduce expenses, and improve customer service and satisfaction. In today's environment, companies must bring to market new products and solutions to get their job done in the most productive and efficient manner. The internet poses a significant challenge to traditional distribution systems over. Atlatl can help you gain a sustainable strategic Internet advantage.

Program Features and Benefits

• Real time quotes. Our Internet program allows your agents and potential customers to generate real time online policy quotes. Hundreds of thousands of insurance shoppers each month are being reached by only a few companies.
• Easy to use, scripted inputs. Our program includes a logical sequence and natural flow of rating questions through scripted screens. We design with the end user in mind. The use of our program is intuitive. Virtually no training for the use of our program is necessary.
• Quote storage and retrieval. Our program features complete and partial quote and application storage. The user can save the file at any time during the quote process.
• Ease of maintenance. The program includes rate tables and input screens that can be maintained by you, the insurance company.
• Prints forms. Print outputs from the program include proposals, applications and even policy declaration pages. You can also print other forms you require (SR-22's, Statement of No Loss, etc.). All of the rating information that is gathered in the program is pre-filled in the application form. Applications are printed in plain paper with premium finance agreements or payment plan schedule.
• Print styles. We use PDF or Html print formats. PDF gives you a perfect graphical print out that can look exactly like the print out from your in house system.

Point of Sale Capabilities

• Issue policy online

. Our program can be expanded to be a true point of sale program. You can deliver your policy online to the agent, or in some states, direct to the insured.

Once and done. The program prices the insurance policy, collects the required application information, assigns a policy number and then prints the completed application, policy dec page, and other required forms in the agents office at the time of sale.

Real time underwriting. We include dynamic and comprehensive underwriting edits that effectively transfer the rating and underwriting of the risk from your in-house system to your Internet program. Key Advantages

• 7/24 availability

. Your program works for you 24 hours a day/7 days a week.

Path of least resistance. Agents will write more business with your company because our programs make it easier for them to do business with you.

Avoid adverse selection. Reduce costly exposure on unwanted risks by real time underwriting at the point of sale.

Reduce uprates. With real time underwriting, outside report reconciliation and symbol file filtering you can reduce uprates which will decrease bad debt losses and improve retention of new business.

Reduce production and delivery costs. Print and mail costs are reduced.

Atlatl, 3000 Croasdaile Drive, Durham, NC 27705. Tel: 800-768-0907; Fax: 919-384-1475.