ForeFront

Chubb Group of Insurance Companiesany%>, has created ForeFront to provide a single policy to cover a client's most troubling exposures worldwide. In today's perilous legal environment the company explains, privately-held businesses have special liability needs that in many respects are not covered by a general liability insurance policy.

ForeFront by Chubb responds to a client's four most vulnerable exposures in one straightforward package. The policy consists of four integrated insuring agreements that share one aggregate limit of liability (up to $5,000,000) and provide coverage for:

• Employment Practices Liability
• Fiduciary Liability
• Executive Liability and Indemnification (Directors & Officers Liability)
• Outside Directorship Liability

A ForeFront policy is tailor-made for medium-size private companies and consists of one integrated policy that minimizes the gaps in coverage existing among separate policies and provides worldwide coverage. The program features an annual policy with the option to purchase a multi-year program and one application for all insuring clauses.

The claim features Forefront offers include:

• Coordinated claim handling.
• Branch officers in locations across the country providing local claim presence.
• Claims handling by field claim professionals with expertise in each coverage area.
• Pre-approved panel of experienced law firms and counsel that specialize in ERISA, employment, commercial, and non-profit law.

For more information, contact Chubb Group of Insurance Companies, 15 Mountain View Road, Warren, NJ 07059. Telephone: 908-903-2668. Fax: 908-903-3402.