Day Care Insurance

This is an insurance package uniquely designed to fulfill a wide range of special insurance needs for day care centers and preschools.

Philadelphia Insurance Companies Coverage Features Include:
Liability:

• Comprehensive General Liability - Limits to $3,000,000 Aggregate
  
• Abuse & Molestation Coverage - Separate Limits of Liability Available up to $1,000,000
  
• Premises Liability
  
• Personal Injury Liability
  
• Employee Benefits Liability
  
• Coverage for Special Events
  
• Day Care Organization Professional Liability - Separate Limits of $1,000,000/$3,000,000
  
• Corporal Punishment Coverage
  
• Umbrella- limits up to $10,000,000

Property:

• Blanket Limits with large in house capacity
  
• All Risk on Building, Contents, Loss of Income and Extra Expense
  
• Computer Equipment Coverage
  
• Replacement Cost Endorsement
  
• Business Income Changes-Educational Institutions (Tuition Reimbursement)

Automobile:

• Owned Business Automobiles
  
• Non-Owned Automobile Exposure
  
• Hired Automobile Exposure
  
• Rental Reimbursement
  
• Towing

Crime And Fidelity:

• Employee Dishonesty
  
• Theft, Disappearance and Destruction
  
• Money and Security Loss Inside/Outside Premises

Documents Required for Binding Quotation:

• Completed and signed Philadelphia Insurance Companies application
  
• Completed ACORD applications
  
• Copy of Current Facility License
  
• Brochures and/or Advertising Materials
  
• Copy of Facilities' Employment Application
  
• No Loss Letter if Premium is under $10,000
  
• 3 Year Loss History if Premium is Over $10,000
  
• Financial Information if Facility is "For-Profit"

Philadelphia Insurance Companies, One Bala Plaza, Suite 100, Bala Cynwyd, PA 19004. Tel: 610-617-7900; Fax: 610-617-7940.