Insurance Profit Center

Commonwealth Riskany%> is offering individual corporate clients a custom-tailored program where the insured participates in a finite portion of its own risk. Depending upon the size and geographic location of the insured, two particular products can be tailored: a Guaranteed Cost program or a Large Deductible program. Both products provide insureds with the potential to earn investment income and underwriting profit.

When designing these structures, Commonwealth Risk utilizes the Insurance Profit Center (IPC), a trademarked rent-a-captive facility. IPC programs can be established for organizations from most industries including the transportation, construction, manufacturing, wholesale/retail, financial services, agriculture and healthcare fields. The IPC also meets a wide variety of specific needs such as insureds with multi-state exposures or a single location, as well as public, private and non-profit organizations.

For insureds with greater than $500,000 in premium and with exposures in states allowing large deductible plans, Commonwealth Risk recommends the Large Deductible program. For insureds with less than $500,000 in premium or those with exposures in states that disallow large deductible plans, the company recommends a Guaranteed Cost Program.

For more information contact: Commonwealth Risk Services, L.P., One Logan Square, Suite 1500, Philadelphia, Pennsylvania 19103. Telephone: 215-963-1600 or FAX: 215-963-1604.